Do I need boiler cover?

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Do I need boiler cover?

16/10/2021

According to a study by Which?, four out of 10 boilers need to be repaired within the first six years of operation. The result can be painful and expensive, not to mention leave you and your loved ones in the cold. 

Boilers are expensive. Expensive to install, expensive to repair, expensive to replace. Even minor faults can cost you in the hundreds to get fixed.

Boilers tend to catch people off-guard by breakdown down out of the blue. According to a study by Which?, four out of 10 boilers need to be repaired within the first six years of operation. The result can be painful and expensive, not to mention leave you and your loved ones in the cold.

Since over half of the money spent on your energy bills come from your boiler, it’s essential to look after it as well as you can. That’s where boiler cover comes in…

Who needs boiler cover?

You only need boiler cover if you own the property. If you rent, it’s your landlords responsibility.   If you’ve recently had a new boiler installed, you probably won’t need cover yet as it should protected by the manufacturer’s warranty.

Why should you consider boiler cover?


Avoid BIG, unexpected costs when things go wrong. If unexpectedly needing to fork out hundreds or even thousands for a boiler repair or replacement would hurt you financially, boiler cover is recommended.

Peace of mind. Sleep easy knowing that your property and your loved ones within it are covered, especially if you or anyone in your household would be considered vulnerable and prioritised if you were left without heating.

Convenience. We all have busy lives. The last thing you want when faced with a stressful home emergency is spending hours trying to find a trusted, skilled, qualified and reliable engineer that’s local to you with availability.

With boiler cover, you’ll leave all of that to the professionals. Companies like PlusHeat do all of the vetting for you, so you can rest assured that any engineer sent to your property is appropriately qualified to carry out the works.

Things to look out for when considering boiler cover


  • • Does it include an annual boiler service? Sometimes you’ll need to pay extra for this.
 
  • • Is there a limit to how many call outs you can have within a year?
 
  • • Do you need to pay an excess every time you call out? Sometimes you’ll have a no-excess option, but it will generally be more expensive monthly or yearly.
 
  • • If your boiler is found to be beyond economical repair, you will still usually need to cover the cost of a replacement. However, some plans will contribute towards the replacement, so it’s best to check this.
 
  • • Most plans won’t cover boilers more than seven years. If yours is much older, you may want to consider comparing the cost of the cover to buying a new boiler.