Do I need boiler cover?

16/10/2021

According to a study by Which?, four out of 10 boilers need to be repaired within the first six years of operation. The result can be painful and expensive, not to mention leave you and your loved ones in the cold. 
Do I need boiler cover?

Boilers are expensive. Expensive to install, costly to repair, and expensive to replace. Even minor faults can cost you in the hundreds to get fixed.

Boilers tend to catch people off-guard by breaking down out of the blue. According to a study by "Which" four out of 10 boilers must be repaired within the first six years of operation. The result can be painful and expensive, not to mention leave you and your loved ones in the cold.

Since over half of the money spent on your energy bills comes from your boiler, it's essential to look after it as well as you can. That's where the boiler cover comes in...

Who needs Boiler Cover?

You only need cover if you own the property. If you rent, it's your landlord's responsibility.

If you've recently installed a new boiler, you probably won't need cover yet as it should be protected by the manufacturer’s warranty.

Why should you consider boiler cover?

  • Avoid BIG, unexpected costs when things go wrong. If unexpectedly needing to fork out hundreds or even thousands for repair or replacement would hurt you financially, boiler cover is recommended.
  • Peace of mind. Sleep easy knowing that your property and your loved ones within it are covered, especially if you or anyone in your household would be considered vulnerable and prioritised if you were left without heating.
  • Convenience. We all have busy lives. The last thing you want when faced with a stressful home emergency is to spend hours trying to find a trusted, skilled, qualified and reliable engineer who's local to you with available.

With boiler cover, you'll leave all of that to the professionals. We at PlusHeat do all of the vetting for you, so you can rest assured that any engineer sent to your property is appropriately qualified to carry out the work.

Things to look out for when considering boiler cover

  • Does it include an annual boiler service? Sometimes you'll need to pay extra for this.
  • Is there a limit to how many callouts you can have within a year?
  • Do you need to pay an excess every time you call out? Sometimes you'll have a no-excess option, but it will generally be more expensive monthly or yearly.
  • If your boiler is found to be beyond economical repair, you will still usually need to cover the cost of a replacement. However, some plans will contribute towards the replacement, so it's best to check this.
  • Most plans won't cover boilers for more than seven years. If yours is much older, you may want to consider comparing the cost of the cover to buying a new boiler.