Boiler cover and central heating cover are often used interchangeably, but they are not the same thing. As the names imply, both provide cover for your home's heating system, but the level of coverage and protection offered can vary.
Boiler cover is a type of insurance policy specifically designed to cover your boiler. This type of policy will typically cover the cost of repairs or replacement if your boiler breaks down due to a malfunction.
Boiler cover may also include an annual boiler service and maintenance checks to help keep your boiler in good working condition, as well as 24/7 emergency callouts in the event of a breakdown.
Central Heating Cover
Central heating cover, on the other hand, is a more comprehensive type of insurance policy that covers all aspects of your home's central heating system. This includes the boiler, radiators, pipes, and controls. Central heating cover may also include coverage for other related appliances, such as hot water tanks and thermostats. This insurance suits individuals seeking comprehensive heating system coverage beyond just the boiler, providing peace of mind.
It's important to note that while boiler covers and central heating cover offer similar protection, they are not always interchangeable. Some insurance providers may only offer one type of policy, while others may offer a choice between the two. It's important to carefully consider the coverage offered by each type of policy before making a decision.
Examples of boiler cover policies include:
- PlusHeat Boiler Cover
- British Gas HomeCare
Examples of central heating cover policies include:
- PlusHeat Standard Boiler Cover and Heating Maintenance
- British Gas HomeCare Four
- HomeServe Central Heating Cover
In conclusion, while boiler cover and central heating cover are similar in many ways, they are not the same thing. Boiler cover focuses specifically on the boiler, while central heating cover offers more comprehensive coverage for your home's entire heating system. It's important to choose the right type of policy to suit your needs, taking into consideration the level of coverage and protection offered.